Despite the sage advice of author Joyce Maynard, above, we decided to take the easy way out...
...we bought a home today.
This will come as no surprise to some of you, who know we've been going through the necessary steps behind the scenes to find a permanent place to live. But I guarantee this announcement will shock a few people reading this site.
Yes, we closed on a house today. We bought the house we've been renting for the past year and a half. Our landlord approached us about six months ago with an offer to sell, but we were busy making babies at the time. We put him off as long as we could, but he was tenacious.
This wasn't supposed to be the year in which we bought a house. Alecia and I were working on repairing our credit, paying off some bills, and saving some money for a purchase in 2006. But the former owner of our house made us an offer we couldn't refuse (and when we turned that down, he made us an even better offer). We ended up getting the house at almost $15K below appraisal with a great interest rate, all closing costs paid, and some repairs thrown in to top off the deal. When we decide to leave this house (and believe me, it's just a starter home for us--we'll be leaving in 3-5 years), we should be able to make a nice profit off of it, that can then be put into a better house.
Anyway, the deal is done. We now own the house at 2579 Spring Dr., and Alecia and I have already started putting our list of "to-do" projects in order. Over the next six months, we'll be replacing carpet, putting in laminate flooring, painting many of the rooms, and doing a hell of a lot of landscaping. If you've heard us complain about something related to the house, now we're responsible for all of that stuff. Ugh, I think I feel sick.
I hope nobody's disappointed that we didn't let them in on our big plans. We've been working on this for months, but we didn't want to tell too many people until we were sure it was going to happen. And we weren't really sure it would happen until we signed all of the forms this morning.
If you think we weren't telling you about this because we didn't want your unsolicited advice, you may be right. Kidding, of course. The real reason we didn't even inform the people who could've been great resources for us is that Alecia and I really needed to do this on our own. We needed to understand what each slip of paper meant. We needed to know exactly where our finances were and how they'd change. We needed to come up with the money on our own and only have our names on the mortgage. We needed to do the legwork, endure the stress, and make the big decisions on our own. We've been very lucky to have the help of our great families and terrific friends throughout our lives--especially in the last few years. But we have two kids of our own now, and we need to be able to fend for ourselves.
So we did the research, we consulted the experts, we went through every laborious step necessary to ensure that this deal was fair and made sense for us. Now, we feel like we did something big for our family--while reaching some kind of grown-up milestone or something. It's a scary feeling, but it's also a good one.
If you'd like to know more about the house or what the final numbers looked like, feel free to ask. I'm not saying I'll tell you, but you can ask. And all apologies, again, if you feel like you were in the dark on this one. If it's really the thought that counts, we know you're thinking right now that you wish you could've done something to help, and we love you for that.



